SAP Taulia, a provider of working capital solutions, has unveiled a suite of AI-driven tools designed to help finance teams streamline liquidity management and sharpen operational decision-making.
Announced at SAP Sapphire, three new capabilities form the core of the launch: the Working Capital Agent, Intelligent Terms Negotiations and Extended Flow with Payables. Collectively, they aim to help organisations uncover cash opportunities, bolster liquidity and speed up decisions across payables, receivables and supply chain finance programmes.
The Working Capital Agent integrates SAP Taulia’s working capital suite, spanning Extended Terms Financing, dynamic discounting, virtual cards, AR financing and supply chain finance, into AI platforms already in use by corporate finance teams, beginning with SAP Joule. Operating through a conversational interface, it analyses a customer’s working capital position and executes on identified opportunities within minutes. The tool is earmarked for general availability in Q4 2026.
Intelligent Terms Negotiations, due in Q3 2026, draws on a blend of internal and external data to gauge supplier readiness for early payments, then recommends tailored negotiation approaches that align with cost optimisation objectives.
Also slated for Q3 2026, Extended Flow with Payables uses AI to assess invoice data and propose strategic payment deferrals, while channelling third-party funding to pay suppliers immediately. Built natively within SAP, it selects the most suitable invoice mix to hit a given organisation’s liquidity targets.
SAP Taulia global head of payable product Chris Garrison said, “These innovations reflect our commitment to helping finance teams move from manual analysis to faster, more strategic working capital management. By bringing SAP Taulia’s insights and execution capabilities into the AI systems customers already use, we are making it easier for businesses to identify liquidity opportunities, act on them quickly and strengthen supply chain resilience.”
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